What is a Home Inspector?

Home buying is a stressful process. That is why there are professionals out there who can work with you to make the process as stress-free as possible. Your realtor helps you locate and negotiate the best deal on your dream home and the appraiser makes sure you’re not loaning more than a home is worth. A home inspector plays a crucial role too — one that many homeowners don’t take advantage of. An inspector can reveal costly problems and repair issues before you buy so that the home you purchase is safe and ready-to-move into.

What Does a Home Inspection Cover?

A home inspector offers a thorough review of your home and covers all structural, mechanical, electrical and cosmetic components of your home, including:

• Heating and cooling systems
• Exterior and interior walls
• Garages
• Bathrooms and kitchens
• Appliances
• Plumbing
• Slabs
• Basements, crawl spaces and attics

A typical home inspection costs anywhere from $200 to over $800 — depending on the extensiveness of the inspection and the region you’re buying a home in.

How to Find an Inspector

Home inspectors are like real estate agents — they’re everywhere. Finding a quality inspector could make a huge difference. Before hiring the first inspector you find in the phone book, consider these four tips:

1. Licensing, Insurance and Certification – Your home inspector should have a license or certification, but don’t hire an inspector simply because they’re certified. Some states require little to no on-the-job training to receive a certification. An inspector with insurance is good too, because if they’re willing to pay for the premiums, they’re serious about their job.
2. Professional Affiliation – Look for a home inspector who is affiliated with the American Society of Home Inspectors and/or the National Institute of Building Inspectors. These associations are reputable and members must meet specific criteria to join.
3. Ask for a Referral – Ask your agent who they would recommend and ask friends or family. Don’t use a friend or family member who is an inspector, even if they’re certified.
4. Interview and Research – Look for complaints on any inspectors you’re considering. Ask for a copy of their resume and past references.

Lastly, make sure you have a good home insurance plan in place. Your home insurance protects you against damages and injuries that may occur in your home. Also, if there ever are certain weather events, your home insurance could replace your personal belongings, limiting your losses if tragedy strikes.

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