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National Stamp Collecting Month: Insuring a Collection

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October is a time to celebrate the popular passion of collecting stamps. It is also a time when you should think about protecting your current stamp collection. Your homeowner’s policy is not normally sufficient. Here are the benefits of insuring your stamp collection:

Protect Against Many Types of Loss or Damage

A benefit of insuring your stamp collection separately is that you will be protecting it against many types of loss and damage. Collectables policies designed specifically for stamps will usually cover things like floods, hurricanes, or tornadoes that a homeowner’s policy would not. Some policies even cover your stamps if you display them publicly or send them somewhere through the mail.

No Unexpected Limits on Value

Some people do not realize that there are often specific limits in homeowner’s policies for the value of a stamp collection. This limit can be so low that it barely covers anything. A collectables policy for stamps has no unexpected limits on value. You choose the amount of coverage you want without any surprises later. This is very helpful especially if you have amassed a large collection of valuable stamps.

Easily Expand Your Coverage

Stamp collecting is something that you will want to do for a lifetime. You will be adding new stamps to your collection all the time. Some might be very valuable. Collectables policies for stamps make it easy to expand your coverage, and you can add the new stamp to the policy without any hassles. This gives you the freedom to grow the collection as you see fit.

Have Peace of Mind

Insuring your collection of stamps is important because it allows you to have peace of mind. You do not have to worry about what you will lose if your stamps are stolen, destroyed or damaged. You will receive fair market value for the stamps so that you can move on and start rebuilding the collection after a disaster.

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