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Forty-three percent of Americans have stated that they consume caffeine during the day in order to stay alert. Caffeine acts as a stimulant. That is why if you get too much caffeine, then you are likely to experience adverse health effects, such as rapid heartbeat, insomnia and increased blood pressure. There are several simple ways … More

Baking is the perfect activity for bringing together all members of the family and preparing some delicious treats or meals. Such an activity allows grandma to pass down her secret recipes to her beloved children and grandchildren. Additionally, moms can teach their young kids about scientific and nutritional topics involved in baking. Children should be … More

February is American Heart Month. Million Hearts and The Center For Disease Control and Prevention has set a goal to prevent one million strokes and heart attacks in the United States by the year 2017. There are many things that you can do to keep your heart healthy. Below are some tips that will help … More

If you rent a home or apartment, having renters insurance is a must. While some landlords require renters insurance upon moving in, many leave the decision up to you as to whether or not to invest in this valuable coverage. Even if your landlord has homeowners insurance, your personal property will not be covered in … More

You do not have to spend a lot of money to make that special person feel loved on Valentine’s Day. The thought is really what counts. There are a number of inexpensive gifts you can get your sweetheart on Valentine’s Day. Below is a list of inexpensive Valentine’s Day gifts: Create a music playlist: You … More

A snow storm could literally paralyze communities for days. People need to stock up on essential supplies before a blizzard arrives. Power outages account for some of the biggest concerns associated with the aftermath of heavy snowfall. Homeowners should consider buying a generator that is capable of producing a few thousand watts. A generator may … More

Your insurance policy may not be providing you with enough coverage. That is why you will need to review your policy on a regular basis in order to ensure that you have enough coverage. Below are some examples of common insurance coverage gaps: Home Office: More and more people are choosing to work from home. … More

Imagine saving up for years to build up a nest egg, only to liquidate it because you don’t have enough liability coverage on your home or auto insurance, if you’re at fault in a major accident. Most people assume that they have plenty of coverage when they purchase a home, renters, auto, or boat insurance … More

Valentine’s Day is just around the corner! Are you already dreading the monotony of the same old restaurant, with the same long wait and unimaginative, overpriced menu ($10 chocolate molten cake with raspberry coulis, anyone?)? Wish that you could surprise your special someone with a thoughtful, homemade meal without the hassle of a messy kitchen? … More

Winter can be a difficult time for your home, car and possessions. You want to be sure you are fully protected by your insurance for anything that could occur during the season. You should consider a few things about your insurance coverage for the winter. Falling branches and ice: Something to be concerned about is … More