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Shut Off Valves to Locate During an Earthquake

Category: Our Blog

Living through an earthquake can be a harrowing experience, and the tremor itself can cause major damage to your home. There are things you can do to lessen the damage by shutting off the valves to your utilities prior, or immediately after a temblor. There are three main areas you will have to pay attention … More

Safe Driving Tips for Teenagers

Category: Our Blog

According to the National Highway Traffic Safety Administration, 16-year-old drivers face the highest risk of being involved in an auto accident than all other drivers on the road. New, inexperienced teenage drivers account for the highest amount of fatal car crashes of any age range as well. Therefore, teenagers and their parents should read on … More

Do I Need an Umbrella Insurance Policy?

Category: Our Blog

All insurance policies have financial and coverage limits. If you are ever involved in an unfortunate accident that results in property damage and injuries, your current policy may not cover all of the expenses. When that happens, the other party and their insurance company will come after you, your paycheck and your assets. The best way to avoid having to pay tens of thousands of dollars is to purchase an umbrella insurance policy.

Life Insurance Must Knows

Category: Our Blog

Having life insurance comes with a lot of
questions and uncertainties: How much life insurance I need? What
factors impact my premium? According to studies by J.D Power Financial,
40% of adult Americans have no life insurance, and over 50 million
people in this country lack adequate life insurance. Thinking about
aspects of your life that continue after you’ve passed is a bit
difficult, but necessary. Leaving funeral costs, debt and other expenses
to your family is never a good thing, especially with the average
funeral cost being an upwards of $20,000 dollars. If you have a spouse
or children, it is also important to make sure they are taken care of in
case something was to happen to you.

Celebrate Simplify Your Life Week

Category: Our Blog

The first week in August is National Simplify Your Life Week! Between all the daily tasks, time spent with friends, crazy schedules and growing responsibilities we are always looking for ways to simplify our lives. This is the perfect time to get organized and de-clutter for a more stress-free lifestyle! Here are some of our favorite top tips to help you accomplish that stress-free lifestyle.

Sam Schirmer Insurance Events Calendar: Mount Pleasant Business Social

Category: Our Blog

Are you a recent graduate or just looking to do some networking in
business in Mount Pleasant, South Carolina? Come out and talk business
with some of Mount Pleasant’s most admired professionals and help us
continue to grow and create new business in the area. This summer Mayor
Billy Swails and member of the town council are hosting a Business
Social networking event that will provide an opportunity to talk
business while also creating it. It will be hosted at Charleston Harbor
Fish House Wednesday, August 7th at 5:30 PM.

Ways to Improve Health: Hint… Smile

Category: Our Blog

Smiling has more health benefits than you might think. Perhaps it is not so much the act of smiling itself as the health benefits that are provided as a direct result of the attitudes and emotions that go with it. People who take a lighter approach to life often experience better health than do those who fail to deal well with stress. Learning to smile means that you are learning to take things less seriously. This in turn often means that you are able to reap the health benefits of learning to take a more relaxed approach to life.

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