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The New Year is a fantastic time to make changes in your life. If you’ve
been thinking about losing weight, changing bad habits or adding a
positive routine, the transition into a new calendar year is a great
opportunity to transition into a new lifestyle. Even if you’ve failed at
keeping resolutions in the past, 2013 is different. This year, you can
achieve your goals.

According to recent statistics, people spent 4.4% more on purchasing
Christmas gifts compared to 2011. Although the rate is less than 5%, the
number is significant. It points to the fact that people are purchasing
more and going after various big-ticket items in stores. With the
increase of gift giving, so will there be an increase of gift receiving.
Since the Christmas Season has ended, now is the time for families and
individuals to update home inventory lists.

You can increase your chances of having a stress-free holiday by making
safety a priority. At the top of your list of things to do, should be to
make certain your auto and home insurance is sufficient. Then, take
steps to lessen the chances of needing to file a claim during the
holidays. You don’t want accidents of any kind to be a part of your
holiday.

Your next company holiday party should be fun and memorable. To make
sure the memories you help make are good ones, we recommend that you put
some thought into the food that will be served.

December is often thought of as a joyous month where family and friends
meet frequently for celebratory purposes. Holiday parties in homes,
offices or local food and beverage establishments are a part of almost
everyone’s schedule. Alcohol consumption and recreational drug use
sometimes play a part in these festive occasions.

No matter what time of year, the kitchen is the source for most home
fires, but they are much more likely to occur during the holiday season.
More home fires take place in the months of November and December than
any of the other months, and this is largely due to increased kitchen
activity.

You may have dealt with allergies your whole life.  But if you are new
to the allergy realm, you may not really know what is happening to you. 
Why is your nose constantly running and why are your eyes constantly
red and tearing?  It would be very beneficial to you to visit an allergy
specialist.

Can you believe the gift giving holidays are almost here? Thanksgiving
is next week and then it’s only a stone’s throw on the calendar until
Christmas, Hanukkah, Kwanzaa and every other holiday celebrated at the
end of the year.  They seem to sneak up quicker and quicker every year,
don’t they?  Before you get in a shopping frenzy trying to find the
perfect gifts for your loved ones, stop and take a minute to review your
insurance coverages.

In the current retail climate, if you are a store owner you need to be
on the ball, think quickly, and act decisively to take advantage of
business opportunities. Maintaining a steady flow of cash and maximizing
the return on your investment in inventory are probably two of your
major preoccupations.

As the holiday season nears, there are many things to be done in
preparation. As a prudent homeowner, you should do more than just dig
out the holiday decorations and make travel arrangements. Many areas
experience an increased amount of break-ins from November through
January, so it is vital you fit home security tasks into your schedule.