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Adopting a dog is a big responsibility. While you can improve the life of an animal (and vice versa), there are several questions you should ask yourself before adopting a dog to ensure you’re ready for the responsibility: Do you really want a pet? It’s easy to fall prey to the sob-story commercials the ASPCA … More

Long-term care insurance is a type of medical coverage designed to pay for extended periods of treatment. This could mean months or years in a nursing home or even daily visits from caregivers in your house. Here are some benefits of having long-term care insurance today: Get Coverage Not Commonly Found In Normal Plans Long-term … More

October is a time to celebrate the popular passion of collecting stamps. It is also a time when you should think about protecting your current stamp collection. Your homeowner’s policy is not normally sufficient. Here are the benefits of insuring your stamp collection: Protect Against Many Types of Loss or Damage A benefit of insuring … More

September has been designated Mold Awareness Month in order to bring attention to an often overlooked problem. Mold is more than just an eyesore; it can damage property and it can be a serious health threat. Mold spores can have a range of effects on people from triggering minor respiratory problems and allergies to causing … More

Infants are naturally curious and willing to play around with just about anything in sight and reach. Therefore, parents need to make sure that their precious little wonders do not have easy access to hazardous products at home. There are many different things children may be willing to put into their mouths just for the … More

Students who join a sports team in school should make sure that the right apparel, gear and accessories are available for practice and games. Temperatures during the fall season may be significantly cooler compared to the summer, but humidity still plays a factor on the type of clothing that should be worn for physical activity. … More

After a vacation home is properly closed for the fall season, a security monitoring system should be installed. First and foremost, the perimeter of the property has to be clearly visible via outdoor cameras that can capture wide views during the evening and night hours. Such video surveillance is designed to deter burglaries and detect … More

You do not want to go into fall with closets full of things that you will never need. You want to have clean and simple closets that are ready for daily use. This is possible with just a little work. You should understand how to clean out your closets for fall. Empty out Some Space: … More

Today Charleston residents are faced with extreme flooding across the low country due to remnants of Hurricane Erika. Although Hurricane Erika dissipated to a remnant low before reaching the coast it is important to always be well prepared before a storm hits. Sam Schirmer was here when Hurricane Hugo hit in 1989, and remembers the devastation … More

Visiting an auto mechanic is necessary for anyone who owns a car. If you are not trained in car repair, then this experience can be frustrating or confusing. You can do something about this. Here are a few tips for working with an auto mechanic. Always Ask For Explanations: The first tip is to always … More